Thinking About Retirement?

Are you thinking about retirement?

Planning your retirement is only half the battle. Managing your retirement is just as important. As your financial advisor, we can create a plan for you that will help give you a chance to pursue the lifestyle you hope to have during retirement. In addition, we can help you to plan out how best to manage your finances when you are enjoying your retirement.

After a lifetime of work, it’s great to take a trip, help the kids, or get a new TV. Before you get what you want, let us help you make sure you have what you need.

We have many tools to help not only determine what you’ll need to retire, but budget yourself to make the most of it. Contact us today to set up your confidential, complimentary retirement discovery appointment.

The quicker you act, the more secure your retirement will be.


Early Steps.

1 Define what you need. A reasonable place to begin is what you currently need each month to pay the bills. Keep in mind that spending on trips and entertainment may decline with age, however rising medical costs could push your monthly expenses higher.

2 Add up what you have. Social Security, employer pensions and other income benefits can help pay your monthly expenses. Then there’s your savings and your house. You can draw an income out of these assets, hold them as reserves, or leave them to your kids or charity.

3 Decide what to do. If you can pay the bills and are well-insured, have enough assets, or can accept the consequences of a bad medical or financial shock, you don’t have to do anything. If not, the primary options are to change the way you use your savings or house, return to work, or tighten your belt.

We can work with you to layout the plan.

If you’d like to learn more about managing your retirement budget, this guide can help you get started.