Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.Richwood Banking Company and Richwood Financial are not registered broker/dealers and are not affiliated with LPL Financial. The investment products sold through LPL Financial are not insured Richwood Banking Company deposits and are not FDIC insured. These products are not obligations of the Richwood Banking Company and are not endorsed, recommended or guaranteed by Richwood Banking Company or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following state:OH.